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Expected Family Contribution


The EFC is the calculated amount of money your family will contribute towards your annual college education costs. We use many different pieces of information to establish your EFC. Here is a quick summary of factors we do and do not consider when determining need-based aid (this list is merely a guideline, and is not all-inclusive):

Factors We Do Consider:
  • Siblings attending an undergraduate institution full time
  • Financial information from biological, adoptive, custodial and non-custodial parents
  • Income (adjusted gross income plus any untaxed income)
  • A minimum student contribution of $1500 is expected from most students
  • Business net worth, stock losses, depreciation, business losses
  • Student and parent assets (such as cash savings and investments)
Factors We Do Not Consider:
  • Equity in the primary home of residence
  • A family’s individual debt levels
  • Retirement savings accounts
  • Siblings attending a graduate institution
  • Siblings attending a private secondary school
  • Parents attending an undergraduate or graduate institution

Hamilton will not provide financial aid “pre-reads.” The best way to determine your estimated EFC is to use our Net Price Calculator. Please keep in mind that the net price calculator will only be an estimate. If you have questions about the results you receive, you should contact the Financial Aid Office.

Contact Information


Office of Financial Aid

800-859-4413 315-859-4962 finaid@hamilton.edu
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