Student Health Insurance

Coverage & Cost

Hamilton College requires that all enrolled students carry valid health insurance coverage. Students who enroll at Hamilton will be billed an annual premium:

• $3361 (Insurance Carrier Rate - $3226.56 + Broker Fee - $134.44);
• Fall only premium is $1409 (Insurance Carrier Rate - $1352.64 + Broker Fee - $56.36);
• Spring only premium is $1952 (Insurance Carrier Rate - $1873.92 + Broker Fee - $78.08)

Please complete the waiver to avoid being AUTOMATICALLY ENROLLED and receiving unnecessary charges. The waiver process must be completed annually.

Eligible financial aid students who have been billed the student health insurance premium may receive an additional grant to offset a portion of the student health insurance premium. The Financial Aid Office will notify students directly regarding their insurance grant eligibility; no action is required by the student. If you have any questions regarding your eligibility for a student health insurance grant, please contact the Financial Aid Office at 1-800-859-4413.

Complete Waiver

(ID is located on My Hamilton)

International students are required to buy the student health plan unless they have U.S.-based insurance that meets the same requirements as that of U.S. insurance plans.

You should contact your health insurance carrier regarding your health insurance coverage while in college. Your plan must provide equivalent coverage to the student health plan. This means that you have full access to providers in the Hamilton College vicinity including mental health services on a non-urgent as well as urgent basis. Check your existing plan to ensure providers are available in our area.

Coverage cannot be waived after September 1, 2025. Once enrolled in the insurance plan, your coverage will stay in effect for the policy term of August 13, 2024, through August 12, 2025.

Please notify the health center of any changes in your health insurance coverage. Also, be sure to carry a copy of your insurance card with you while you are a student at Hamilton.