Hamilton meets full demonstrated financial need, it is important for a student’s family to understand how eligibility is determined.

Financial Need = Cost of Attendance minus Expected Family Contribution.

The amount of financial aid that is offered to a student will equal the demonstrated financial need. The cost of attendance is the sum of direct and estimated costs (see our Tuition and Fees page for more information). The expected family contribution is comprised of the parental contribution (custodial and non-custodial in a divorced family situation) and the student contribution.

To help your family estimate what your college costs might be at Hamilton, we have developed two unique tools: MyinTuition and Net Price Calculator. (Understand this is only an estimate and only as accurate as the information that is provided; Hamilton’s own analysis may differ from what is shown. This tool is intended for U.S. citizens and permanent residents who are prospective students.) Hamilton looks at the family as the primary source of college funding and understands most families must finance such an investment over a series of months or years.

Criteria Used To Determine Need-Based Aid:

  1. Siblings attending an undergraduate institution full-time
  2. Financial information from biological, adoptive, custodial and non-custodial parents
  3. Income (adjusted gross income plus any untaxed income)
  4. A minimum student contribution of $2,000 is expected from most students
  5. Business net worth, stock losses, depreciation, business losses, and the like
  6. Student and parent assets (such as cash savings and investments)

Factors We Do NOT Consider:

  1. Equity in the primary home of residence (domestic students only)
  2. A family’s individual debt levels
  3. Retirement savings accounts
  4. Siblings attending a graduate institution
  5. Siblings attending a private secondary school
  6. Parents attending an undergraduate or graduate institution


  • The family is viewed as the primary source of funding for a Hamilton education.
  • To be eligible for Hamilton College Scholarship, students must meet deadlines for financial aid materials.
  • Financial aid for off-campus study is funded up to the cost of attendance at Hamilton.
  • Outside scholarships will first replace self-help (work-study and loan) before they affect Hamilton College Scholarship.
  • Students are eligible for four years or eight semesters of financial aid. Requests for funding for additional semesters of support would be considered on a case-by-case (appeal) basis.


Office of Financial Aid

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