The Drown Loan is a Hamilton College Institutionally held loan, typically offered to students who study abroad to replace the work study portion of their financial aid award. It is also offered to Canadian and undocumented students in lieu of a federal loan since they are ineligible to qualify for a federal loan. Students are reviewed and considered for this institutional loan during the financial aid application process and notified in their award letter. Drown Loans are limited in availability and eligibility is determined by the Financial Aid office.

·   The interest rate is 2% less than the current Federal Direct Subsidized Loan rate at the time of disbursal and interest does not accrue or capitalize while you are enrolled at least half the time in school.

·   Students have a 10-year standard repayment plan

·   Repayment begins 6 months after you graduate or drop below half-time status

·    Funds will be credited directly to the Student Account bill

Please note:  Once you have accepted the Drown Loan, Hamilton College will send the information to ECSI - our loan servicer.  ECSI will send you an email notification as soon as your promissory note and supporting disclosures are available to complete.  Please allow 72 hours from the time you accept your loan to receive this notification.  


Student Accounts

Help us provide an accessible education, offer innovative resources and programs, and foster intellectual exploration.

Site Search